Saving a Little Early is Better than Saving a Lot Later

Saving A Little Early Is Better Than Saving A Lot Later

At the beginning of each year, a lot of people make resolutions. You might think it’s silly, but there is some basis for it. Even though it is just the start of another year, the New Year is a way to trick our brains. It’s an anchor in time. Anchoring is a cognitive bias where you depend too heavily on an initial habit or behaviour, …

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InvestNow’s Flexible KiwiSaver Scheme Review

InvestNow KiwiSaver Scheme A Truly Flexible KiwiSaver Option Review

InvestNow has been hinting about their move into offering a Kiwisaver scheme for some time now. And I was waiting to see what they were going to offer. The anticipation was that it would be similar to Superlifes scheme- where you can individually choose the allocation amount to different funds. But, InvestNow has the advantage of having funds from many different fund providers- whereas Superlife …

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kōura Wealth KiwiSaver Review

Koura Wealth Review

Kiwisaver is Kiwisaver right- it’s simple. It doesn’t really matter which provider you are with right? Well that’s not really true. For the majority of Kiwis, KiwiSaver is going to be vital for our retirement! And getting your KiwiSaver right should be high on your agenda- as it will make a huge different for your retirement. And because Kiwisaver is so important to my retirement, …

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A lesson Learnt: Emergency Funds and Risk Tolerance

A Lesson Learnt in Emergency Fund -And Risk Tolerance

There are some things in life that you can only truly learn through experience. Right now, what the world is teaching us (at least in terms of personal finance, there are many other lessons being taught too) is just how important it is to figure out our risk tolerance- and the need to have an emergency fund. It’s not that you can’t learn about risk …

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The Downsides of Kiwisaver- What You Need to Know

The down side to KiwiSaver What you need to know

Are there any downsides to KiwiSaver? Don’t get me wrong- I do believe that KiwiSaver has its place, and if you are a salary earner you should be enrolled and contributing. It’ll be the best return on an investment you will ever get! I’ve already done a post about what I think is wrong with Kiwisaver. That points out the downsides of KiwiSaver in terms …

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KiwiSaver Myths, Busting the Big Misconceptions

Common Kiwisaver Myths that still exist.

The markets have been a bit shaky at the moment. And now everyone is talking about what’s happening with their KiwiSaver. Your KiwiSaver might have recently seen a decrease in value if you have some proportion of in investing in the stock market. Whenever I talk to people about KiwiSaver, talking to friends and family, colleagues, and even strangers waiting in lines at the bank, …

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