Hello and welcome to Passive Income NZ
Join me as I document my journey to financial independence through passive income. Through sharing my thoughts, investment strategies, and experiences, I hope to inspire you to start your own journey.
My Latest Articles //
How Can You Change Your KiwiSaver Provider?
When you join KiwiSaver, you are automatically assigned a default provider if you don’t select a fund. But you don’t need to stick with this same provider. You can change your provider at any time. The best thing to do is spend some time choosing the KiwiSaver scheme that is right for you- which in the long run, you will…
Besides house, contents, and car, what other kind of insurance should you take into consideration? My Experience with Insurance
We all know about the importance of home, contents, and car insurance- but what other insurance should you consider? As I’ve been getting older- I’ve been looking into whether I need more insurance. Sometimes while walking to work, I can feel my hips hurting and wonder what I would do if I cannot work anymore- should I get insurance for…
Thematic Investments: Reviewing Kernels New funds
If you haven’t heard, Kernel has introduced two new funds. Both these new funds are thematic funds. Thematic funds are the opposite of diversified funds like Vanguard International Shares Select Exclusions Index Fund or AMP’s All Country Global Shares Index Fund. Both of which have thousands of companies in them both diversified in terms of country and industry. Thematic funds have…
How to Invest For Your Child’s Future in New Zealand
You are a responsible parent; you want your children to have the best possible start in life. They should be eating well, doing well in school, and keeping up with their regular dental check-ups.You can also invest in their future. If you invest in your children’s future by setting up an investment account for them, you will also have the…
Financial Independence, In Theory, is simple- Right?
The idea behind becoming Financial Independence (FI), or financial independence retire early (FIRE), has always been simplified down to this. Work out how much you need, or want to spend in a year. Then multiply that by 25 to get the size of the diversified investment portfolio you need. In theory, this will allow you to use the 4% “safe…
End of Year wrap up 2020
2020 has come to an end. And what a year it has been. March tested our risk tolerance with a historic drop in world share markets of around 25%. Early in March, I had a look at past viral outbreaks and their effects on the share markets. There was a suggestion going around that pandemics and epidemics effects on the…
Popular Articles //
5 Ways You Can Invest in Vanguard’s Index Funds while Living in New Zealand
The passive index investing movement has taken off in a big way- in New Zealand, we’re just catching up with the rest of the world- especially the US. The big-name…
What is the NZX50? And How Can You Invest In It?
A common question among Kiwi investors, now more than ever, is “what is the NZX50”? It’s a good question. So here’s a post about what the NZX50 is. So if…
10 Steps Needed to Achieve Financial independence in NZ
If you’re like me then you have a dream to become financially independent- it’s an admirable goal. But why do so few people actually become financially independent in New Zealand?…
Juno vs. Simplicity vs. Superlife Kiwisaver Funds
Getting your KiwiSaver sorted is one of the most crucial aspects of your personal finance for Kiwis. I’ve previously written about different aspects of Kiwisaver- about some of the myths…
Vanguard Through InvestNow or Hatch: Which is Cheaper?
A fee week ago I wrote a post outlining how you can get access to Vanguard’s Index fund from New Zealand. I don’t think I need to point out why…
Investing in a Foreign Investment Fund and the New Zealand Tax Implications
How you determine your foreign investment fund (FIF) income using the fair dividend rate (FDR), or comparative value (CV) or the cost calculation method
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