March 2019 Journey to Financial Freedom update

Monthly Spending and Income Reports Passive Income New Zealand

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

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February 2019 Journey to Financial Freedom update

Monthly Spending and Income Reports Passive Income New Zealand

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

Read MoreFebruary 2019 Journey to Financial Freedom update

January 2019 Journey to Financial Freedom update

Monthly Spending and Income Reports Passive Income New Zealand

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

Read MoreJanuary 2019 Journey to Financial Freedom update

The Shockingly Simple Maths – Simulations

The Shockingly Simple Maths – Anecdotal Evidence

Last week I said that the what started my journey to financial freedom was reading the post the shockingly simple maths behind retiring early from Mr Money Mustache. When I read that somehow everything seemed to click for me. It all just boils down to your savings rate. However, lately, I have been reading some post stating that in reality, it’s not as simple as what Mr MMM lays out. …

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The Shockingly Simple Maths – Anecdotal Evidence

The Shockingly Simple Maths – Anecdotal Evidence

The thing that started my journey to financial freedom was reading the post the shockingly simple maths behind retiring early from Mr Money Mustache. When I read that somehow everything seemed to click for me. It all just boils down to your savings rate. The actual numbers are less important compared to the rate at which you save. Rather- its the ratio between what you spend and what you save. …

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What to do in a Falling Market?

What to do in a falling stock market

Recently, the stock market hasn’t been doing so well. Businesses around the world, like Apple and Kathmandu, are announcing disappointing sales. Just go look at your kiwisaver balance. You might find that it has decreased in value slightly. The question is, what should you do with your investments when the market is falling? Specifically, your investments in stocks. Several months ago, NZ business confidence was at a 9 year low. …

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November 2018 Spending and Investment Report

Monthly Spending and Income Reports Passive Income New Zealand

It’s December already. How it is December already? The year is speeding by and it’s nearly time to say goodbye to 2018 and hello to 2019. It’s also the start of summer, but for three days now all I have seen is rain. I don’t handle being cooped up in the house when it is raining on the weekend. I’m an outdoors kinda person. I wanted to tend to my …

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October 2018 Spending and Investment Report

Monthly Spending and Income Reports Passive Income New Zealand

It’s been a busy month! Weddings, bachelor parties, conferences, and since the evenings a longer I’ve been getting out and running. My boss is moving to another city, so work has been getting extremely busy. I’ve found it hard to find time to write! Sure, I have time, but I haven’t had the energy. Quite frankly, I need a holiday! It feels like burnout might be setting in. Time is …

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Higher Fees Equal Higher Returns? Anecdotal Evidence

Higher fees vs. Returns. Do they track each other? passive income New Zealand

Everyone has the same advice to give when talking about index investing. Basically, there are two key pieces of advice to adhere to when you are investing in index funds or practically any investment. They are; Past returns are not indicative of future returns Higher fees are not indicative of higher returns. So I decided to have a play with some of the data from InvestNow and compare fees vs …

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Why You Should Consider Simplifying Your Investments

Why you should consider re-balancing your investment portfolio- passive income nz

I’ve been interested in investing for several years now. And I started off naive and inexperienced. I listening to advise from the likes of Warren Buffett and Mr Money Mustache. That is to invest in low-cost index funds. “Consistently buy an S&P 500 low-cost index fund, I think it’s the thing that makes the most sense practically all of the time.” -Warren Buffett And “But WHICH stocks do I want …

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