May 2020: Journey to Financial Freedom update

Journey To Financial  Freedom Update

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

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DIY Investing in Funds and Shares in New Zealand: Popular Investment Platforms for Kiwis

Do it yourself investing with Smartshares, InvestNow, Sharesies, ASB securities, Direct Broking Stake, Simplicity, Kernel Wealth, and Superlife

Investing is an excellent way to grow your wealth over time- and this is especially true with shares. But where do you begin- which investing service or platform should you use? How do you start “do it yourself investing”. I am going to introduce you to some of the best services and platforms to invest with as a DIY investor in New Zealand that you can use for DIY investing …

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AMP NZ Share index fund vs SmartShares NZ Top 50: Fee Update

AMP NZ Share Index Fund Vs SmartShares NZ Top 50

A little over two years ago AMP Capital NZ introduced three new low-cost index fund for Kiwi investors. They were the; NZ Shares Index Fund with a management fee at 0.33% and Buy/Sell spread of 0.10% All Country Global Shares Index Fund with management fee at 0.38% and a Buy/Sell spread 0.15% Hedged Global Fixed Interest Index Fund with a managed fee at 0.39% and a Buy/Sell spread 0.10% The …

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NZX50 Past Percentage Returns table

Past returns and average returns of the NZX50

The year by year returns of the NZX 50 Index, an index representing the 50 largest stocks listed on the New Zealand Exchange.Table of returns for the NZX50. As of April 2020- the NZX 50 has returned 476% since the year 2002. Historically, the New Zealand Stock Market (NZX 50) reached an all-time high of 12107.45 in February of 2020- just before COVID 19- which was a 545% return since 2002. Year Open Close Gain/Loss Percentage …

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What is the NZX50?

what is the nzx 50, and how can you make money with the nzx50. list of companies

A common question among Kiwi investors, now more than ever, is “what is the NZX50”? It’s a good question. So here’s a post about what the NZX50 is. So if you already know what the NZX50 is from front to back, then you might want to skip this one. Intro to the NZX50 What Companies make up the NZX50 What Industries are the NZX50 companies in? How to Use the …

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April 2020: Journey to Financial Freedom update

Journey To Financial  Freedom Update

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

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Can You Tell Me, Should I be Investing?

Can you tell me- should I be investing?

So-how about it, can you tell me, should I be investing? Yes- absolutely you should be investing… Good simple question… …actually it’s a terrible question. It’s really an oversimplify question. And one that everyone seems to have, and that the internet seems to be able to answer with a resounding yes. The question, Can You Tell Me, Should I be Investing, creates a false dichotomy. There is much more nuanced …

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How to Invest in iShares Index Funds by Blackrock while Living in NZ

New Zealand Personal Finance and Investing blog, all about Money budgeting debt credit cards and insurance for Kiwis NZ

The passive index investing movement has taken off in a big way- in New Zealand, we’re just catching up with the rest of the world- especially the US. The big-name when it comes to Invex funds is Vanguard, but there is also iShares (ETF) managed by BlackRock. We all know what makes passive index funds appealing- they are low cost, expose us to a large number of companies and a …

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A lesson Learnt: Emergency Funds and Risk Tolerance

A Lesson Learnt in Emergency Fund -And Risk Tolerance

There are some things in life that you can only truly learn through experience. Right now, what the world is teaching us (at least in terms of personal finance, there are many other lessons being taught too) is just how important it is to figure out our risk tolerance- and the need to have an emergency fund. It’s not that you can’t learn about risk tolerance and the need for …

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March 2020: Journey to Financial Freedom update

Journey To Financial  Freedom Update

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

Read MoreMarch 2020: Journey to Financial Freedom update