Does Investing Make You Anxious

What is the true risk of investing in an index fund? Specifically, investing in the NZX-50?

I think index funds are the number one investment vehicle you can use to gain your financial independence. They provide you with diversification and low fees. They are passive, and the whole process can be automated. That is why I recommend you to also invest in Index Funds.  But aren’t they risky? You probably have the same idea as everyone else who is starting out …

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We Paid $52K in Debt Last Year

We paid $52k of debt last year, and you can to by using one rule, pay yourself first.

In the last financial year, we paid down $46,800 of debt. Plus, my partner paid off her entire student loan- seven years after graduating. That is another $4,800.   I’m proud of that number! I’m not here to brag about it, just to share how we did it.   First, of, we have been fortunate in that we don’t have any other debts.   $52k …

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9 Money Rules that Guarantee Success

9 simple money rules that will lead you to success

Finance is something that everyone grapples with every day. Yet, like religion and sex, we don’t openly talk about it. Everyone has strong feelings about all three of these topics. But no one wants to discuss it. At least not openly to colleagues or stranger you meet on the street.  Heck, some people don’t even discuss it with their partners. Many people have no idea about personal finance.  We …

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Is Your Loyalty Worth $5000?

How I managed to save 5k by changing banks

Loyalty is a virtue! It might seem like it belongs in history. In times of knights in shining armour and “loyal subjects” bowing to kings and queens. But in reality, loyalty will help you.   People grow strong relationships on the back of loyalty. Loyal people recognize the importance of the connections they have fostered. Be it loyalty between friends, your neighbourhood, or even loyalty …

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