How to Invest in iShares Index Funds by Blackrock while Living in NZ

New Zealand Personal Finance and Investing blog, all about Money budgeting debt credit cards and insurance for Kiwis NZ

The passive index investing movement has taken off in a big way- in New Zealand, we’re just catching up with the rest of the world- especially the US. The big-name when it comes to Invex funds is Vanguard, but there is also iShares (ETF) managed by BlackRock. We all know what makes passive index funds appealing- they are low cost, expose us to a large number of companies and a …

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10 Steps Needed to Achieve Financial independence in NZ

10 Steps Needed to Achieve Financial independence in NZ

If you’re like me then you have a dream to become financially independent- it’s an admirable goal. But why do so few people actually become financially independent in New Zealand? Financial independence doesn’t happen overnight- and that’s where the problem lies. It takes a detailed plan and years of willingness to commit to the plan before you will financially become financially independent in New Zealand and any other country around …

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Do Fees Really Matter When it comes to Investing?

Do Fees Really Matter When it comes to Investing?

Sometimes I keep beating the same drum. Do fees matter when it comes to your investments? I’ve previously talked about how funds with higher fees eat into your returns over time- but today- let’s look at whether or not higher fee funds produce better returns. Higher fee Higher Return It’s easy to think if your new to investing that higher fees will give you higher returns. I thought exactly that …

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How to Invest in Vanguard’s Index Funds while Living in New Zealand

how to invest in Vanguard from New Zealand

The passive index investing movement has taken off in a big way- in New Zealand, we’re just catching up with the rest of the world- especially the US. The big-name when it comes to Invex funds is Vanguard- founded by the late Jack Bogel- credited for creating the first index fund.  There is also iShares (ETF) managed by BlackRock. We all know what makes passive index funds appealing- they are low …

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Parkable: Make Some Extra Money Renting out Your Extra Parking Spaces

Learn how to rent out your extra car spaces for extra money on the side- a side hustle

Technology Driven Side Hustles- Parkable The gig economy and app sharing services have made it much easier to earn extra money than ever before. You can now run a side hustle to earn extra money using just the phone in your pocket. You can make some extra money by renting out your spare room through Airbnb. You can make some extra money by becoming a driver for Uber, or the …

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Anyspace: Make Some Extra Money Renting out Your Extra Space

Passive Income by renting out your extra space

Technology Driven Side Hustles- Anyspace The gig economy and app sharing services have made it much easier to earn extra money than ever before. You can now run a side hustle to earn extra money using just the phone in your pocket. You can make some extra money by renting out your spare room through Airbnb. You can make some extra money by becoming a driver for Uber, or the …

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Hatch- How Kiwis can get Access to the US Share Market

Hatch- How Kiwis can get Access to the US Share Market

Hatch has been around for a while now (2018) so I figured I’d dig around and learn a bit about it- otherwise, I might end up stuck in my InvestNow bubble forever. I’ve always been drawn to investing in individual companies. It seems like an exciting prospect. But I have never bothered with it because of the costs associated with trading individual companies were too high. Hatch aims to change …

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What are you Actually Investing in? Vanguard, NZX50, and S&P500

what are you actually investing in NZX50 vanguard and us500

The talk around the personal finance water-cooler is that you should invest in low-cost index funds, such as the NZX50, S&P500, and the Vanguard fund offered by InvestNow. But how many people who are invested in these funds actually know what companies they are investing in? Either directly, or indirectly? In reality, when I invested in them really only knew a little about each. I knew that the NZX50 was …

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Lessons Learned After One Year of Investing

Lessons Learned After One Year of Investing

Since early 2018 I’ve been drip-feeding money into InvestNow. I’ve scheduled an automatic payment the day after I get paid so I don’t get tempted to spend it. I thought it might be interesting for you to see how my investments are going, and to share with you some lessons I have learnt along the way. In the Begining with RaboDirect To be honest I started drip-feeding money into investment …

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Can You Grow Wealth on an Average Salary?

Can you grow wealth on an average salary in New Zealand

In an earlier post, I talked about the difference between income and wealth. I claimed that an average person can retire early if they want to. Now I want to elaborate on that point I was trying to make. The point being, you don’t have to have a high salary to create wealth. In fact, you can earn an average household salary and still create enough wealth to provide a …

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