It’s December already. How it is December already? The year is speeding by and it’s nearly time to say goodbye to 2018 and hello to 2019. It’s also the start of summer, but for three days now all I have seen is rain. I don’t handle being cooped up in the house when it is raining on the weekend. I’m an outdoors kinda person. I …
It’s been a busy month! Weddings, bachelor parties, conferences, and since the evenings a longer I’ve been getting out and running. My boss is moving to another city, so work has been getting extremely busy. I’ve found it hard to find time to write! Sure, I have time, but I haven’t had the energy. Quite frankly, I need a holiday! It feels like burnout might …
Wow, it’s August already. The month has flown past again. I’ve been sitting on the side watching all the fun that has been happening at FinCon, and have been quite envious. Maybe next year! This month I wanted to get to the bottom of why people want to retire early. I started by thinking about what my motivations were to retire early. Then I started …
Do fees really matter when it comes to investing? I did the maths to really solidify what people in the FIRE community was saying. That fees matter hugely when it comes to long term investing. This is both with investing with index funds, but also with your kiwisaver account. You can end up losing over $100k over 40 years on a $10k investment by investing …
This month I wrote about the power of incrementalism. Budgets and spending reports are exactly that, incrementalism in action. Standing alone, no budget or spending report will help you. But consistently doing them will incrementally improve your financial situations. So even though my reports are the worst performing post on my site I will still do them, because they are there to help me …
Hey everyone, how did you June go? Watching the world cup? What is happening! Germany, Portugal, Argentina and now Spain all out. All the heavy hitters out. I’m not sure who to support now! It’s been a month of large splurges for us. We spent a decent whack of money to pay off the bill for the new skylights to get some more natural light …
Five months into 2018 already! Its seem crazy to me that kids born in 2000 can now buy alcohol- at least in NZ. The year 2000 doesn’t seem that long ago. Anyway… There is no point in having a goal if you’re not going to measure outcomes. I achieved my first small goal last month in achieving a passive income of $25 per week. At …
May has put new meaning to winter is coming here in NZ. The first few cold nights have started, so it’s dark when you go to work, and dark when you come home. The heater has also made an appearance in my life again. Which is always been a juxtaposition for me between staying warm and saving money. So what’s been happening in May We …
There is no point in having a goal if you don’t measure whether or not you have achieved it. My current goal is to replace my income with passive income. I have decided to split my goal into smaller more manageable goals. The first small goal is to achieve a passive income of $25 per week. Once I have achieved this I will push for …
April has been a fast month for me. It seemed like it was over in a blink. April is always packed with birthdays, as nearly all my family was born in April. Along with daylight saving, and a few cold days, April has hinted that winter is coming for us in NZ. This is the second spending report that I have posted. I post these …