End of Year wrap up and Personal Finance Checklist

End Of 2019 Wrap Up And Personal Finance Checklist

2019 is coming to an end. And what a year it has been. I managed to sort out my Kiwisaver by switching to a lower fee option- granted it’s not the lowest option out there, but I like the customisation that Superlife gives me. I did manage to take my time making this decision and ultimately I was overwhelmed by which choice is the best. Talk about information overload. In …

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Are we Evolutionary Hard wired to consume?

Are we evolutionary hardwired to consume?

When I look around at nature- it’s hard to miss the fact that everything is competing for resources. Take all plants, they are hardwired to compete for and consume resources. Plants and trees try to grow the fastest or grow the tallest to secure access to the main resource they need- light. That got me thinking- are we humans genetically or evolutionarily hard-wired to consume resources and compete with each …

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Do Fees Really Matter When it comes to Investing?

Do Fees Really Matter When it comes to Investing?

Sometimes I keep beating the same drum. Do fees matter when it comes to your investments? I’ve previously talked about how funds with higher fees eat into your returns over time- but today- let’s look at whether or not higher fee funds produce better returns. Higher fee Higher Return It’s easy to think if your new to investing that higher fees will give you higher returns. I thought exactly that …

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November 2019: Journey to Financial Freedom update

Monthly Spending and Income Reports Passive Income New Zealand

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

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