Juno vs. Simplicity vs. Superlife Kiwisaver Funds

Juno vs. Simplicity vs. Superlife Kiwisaver Funds

Getting your kiwisaver sorted is one of the most crucial aspects of your personal finance for Kiwis. I’ve previously written about different aspects of Kiwisaver- about some of the myths around kiwisaver, and the downsides of kiwisaver. But, I’ve never really looked into some kiwisaver providers. The default funds that you are automatically enrolled in once you sign up usually don’t align with your investment strategy, ethics, or risk tolerance. …

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The Value of Education- Net Worth and Income Statistics

The value of education networth and income statistics

Whether or not you should go to university is a big question to ask of someone when they are 17 or 18 years of age. And I don’t think anyone can answer this question for you. It’s a personal decision. The problem in recent years is that the price of university or higher education has been increasing year on year- faster than inflation. It’s becoming more and more expensive. Check …

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What are you Actually Investing in? Vanguard, NZX50, and S&P500

what are you actually investing in NZX50 vanguard and us500

The talk around the personal finance water-cooler is that you should invest in low-cost index funds, such as the NZX50, S&P500, and the Vanguard fund offered by InvestNow. But how many people who are invested in these funds actually know what companies they are investing in? Either directly, or indirectly? In reality, when I invested in them really only knew a little about each. I knew that the NZX50 was …

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June 2019 Journey to Financial Freedom update

Monthly Spending and Income Reports Passive Income New Zealand

Welcome to Passive Income NZ, my Journey to Financial Independence. Every month I share how I am tracking towards financial freedom by providing you with an update of where my portfolio is at and how far I am from financial freedom, and how my spending is tracking. My definition of financial freedom is not really the same as everyone definition. It’s not to just stop working, it is much more …

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Active Investing with Passively Managed Funds

Active investing with passive index funds

Exchange-traded funds (ETF’s) have been around since the early 1990s. And ever since ETFs have been around, the idea of investing in ETF’s have been interchangeable with Passive investing, but in reality- passive investing still has an active component. Passive investing is where you buy a portfolio of assets that replicate a certain index, say the NZX50 or S&P500, or any other fund that is not actively managed by fund …

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