The Shockingly Simple Maths – Simulations

The Shockingly Simple Maths – Anecdotal Evidence

Last week I said that the what started my journey to financial freedom was reading the post the shockingly simple maths behind retiring early from Mr Money Mustache. When I read that somehow everything seemed to click for me. It all just boils down to your savings rate. However, lately, I have been reading some post stating that in reality, it’s not as simple as what Mr MMM lays out. …

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The Shockingly Simple Maths – Anecdotal Evidence

The Shockingly Simple Maths – Anecdotal Evidence

The thing that started my journey to financial freedom was reading the post the shockingly simple maths behind retiring early from Mr Money Mustache. When I read that somehow everything seemed to click for me. It all just boils down to your savings rate. The actual numbers are less important compared to the rate at which you save. Rather- its the ratio between what you spend and what you save. …

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The Inner Workings of a Mortgage- What you weren’t Taught at School

What I was never taught in school about personal finance and mortgages

The schooling system in New Zealand is great, but the one thing it doesn’t tech (at least when I attended) is personal finance. When I finished I knew more about ancient Greece than I did about mortgages and how they work. Sure, I get why learning history is important, but wouldn’t it be better if the schooling system taught more about money and personal finance? Or just other useful day …

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What to do in a Falling Market?

What to do in a falling stock market

Recently, the stock market hasn’t been doing so well. Businesses around the world, like Apple and Kathmandu, are announcing disappointing sales. Just go look at your kiwisaver balance. You might find that it has decreased in value slightly. The question is, what should you do with your investments when the market is falling? Specifically, your investments in stocks. Several months ago, NZ business confidence was at a 9 year low. …

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