KiwiSaver Myths, Busting the Big Misconceptions

Common Kiwisaver Myths that still exist.

The markets have been a bit shaky at the moment. And now everyone is talking about what’s happening with their KiwiSaver. Your KiwiSaver might have recently seen a decrease in value if you have some proportion of in investing in the stock market. Whenever I talk to people about KiwiSaver, talking to friends and family, colleagues, and even strangers waiting in lines at the bank, (Yes that did happen once) …

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Calculating some FIRE numbers

Calculating some financial independence retire early numbers

I want to achieve financial independence and be able to retire early, just like many of you. There are many reasons for it. To slow travel more, spend quality time with family and friends, expand my mind and pursue my dreams and hobbies. To be able to manage my own time and quite the commute. More freedom. But I realize that I don’t really have a plan. And you need …

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Can Higher Taxes Generate Lower Government Revenue?

Can Higher Taxes can Generate Lower Government Revenue

Let’s look at an interesting concept in economics that I read about the other day. It’s called the Laffer curve. Ok, so it’s not really personal finance.  But knowing the strategies behind how governments set tax rates still affect you. So you should know something about it.  If you’re like me, you don’t know what a Laffer curve is, or who Laffer is. Then again, you might be a financial nerd …

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The Cost of Holding a Job

How much does it cost you to keep a job. there are many extra work expenses that you pay for associated with you job that you may not even be aware of

That is right, you do pay to keep your job. It sounds absurd. Why would someone pay to keep a job? You go to work to earn money, not to pay to keep your job. But you do pay for your job, it’s just not as obvious to you as your paycheck is. You pay for your job through many unnecessary expenses that you incur to maintain your job. If …

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September 2018 Spending and Investment Report

Monthly Spending and Income Reports Passive Income New Zealand

Wow, it’s August already. The month has flown past again. I’ve been sitting on the side watching all the fun that has been happening at FinCon, and have been quite envious. Maybe next year! This month I wanted to get to the bottom of why people want to retire early. I started by thinking about what my motivations were to retire early. Then I started to look around the internet …

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Why Do We Fantasize About The End of the World?

The end of the world is near. Are you prepared?

Every day, there seems to be another prediction on when and how the world will end. Maybe it will be destroyed by asteroids, or mankind will release numerous nuclear weapons and initiate the dreaded mutually assured destruction.  A zombie virus might break out, or global warming destroys the planets ability to sustain life.  The blood moon may signal the second coming of Christ.  Ronald Weinland from the Church of God …

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